Si you have not paid a traffic fine, a process of notifications and surcharges increasingly greater than the original amount of the fine begins. The first thing to be clear about is that there is no way to avoid it if it is not through an allegation or an appeal made within the deadlines. If time is allowed to pass without doing this or paying the fine, it will pass into the hands of the Tax Agency and may end the seizure of your bank account or assets.
So that you know where you are, in this article we are going to list the periods in which the traffic fine increases and the deadlines you have for appeal it. Also good to know what happens when you don't get the fine y what can seize you in case of non-payment. Remember that you can always pay the fine online to avoid further inconvenience. here's how to do it step by step.
Deadlines for a traffic ticket
20 days
Once you have received a traffic ticket they are 20 calendar days those who have to pay it. Within this period, which is considered voluntary payment, you have a 50% discount on the total amount of the fine. These 20 days are also the period in which you can submit claims or to provide evidence in the disciplinary proceedings processed by the DGT.
30 days
30 calendar days It is the term you have to appeal a fine if you do not agree with the sanction that has been imposed on you. Like the 20-day period, it counts from receipt of the notification.
First notification
Once the initial deadline has passed, you will lose the 50% discount and the Administration, which in this case will be the Tax Agency, will claim the debt with a 10% surcharge on the total amount of the fine. In the notification that you receive will appear the new term that they give you to pay the traffic fine.
Second notice
If this second term is exceeded again, the Tax Agency will send other notice in which you will be notified that the surcharge has increased up to 20% and that if you continue without paying the amount of the penalty, your bank accounts or assets could be seized. This notification will also show a new deadline to meet with what was requested.
Embargoes
If the fine is still not paid, The Administration will comply with the indicated in the last notification. If you have reached this point you will receive a seizure notice, in which you will be told what specifically is seized, usually your bank account.
What happens if I don't get the traffic ticket?
Care must be taken because even if the recipient of the fine has not been located, is published in the Edictal Board of Traffic Sanctions and counts as delivered for the purposes of expiration of the initial terms and those issued in the following notices.
What can be seized for non-payment of a traffic fine?
When the Administration prepares to seize the recipient of an unpaid fine, acts according to a predetermined order of priorities. In other words, it will not directly seize any real property or the defendant's car.
The first channel you will use is the bank, but you can't just garnish an account. There is a list of targets that can be seized and seized according to this priority:
Bank accounts
First the money deposited in credit institutions. Namely, open bank accounts, savings banks, credit cooperatives, financial credit establishments and electronic money institutions.
Credits and titles
Secondly the short-term realizable rights and securities. What are the credits and titles that can be converted into money in less than a year. For example: shares a publicly traded company.
Salaries and pensions
Third, the Administration will try to seize salaries and pensions. However, in this case there are a number of limitations to the embargo that depend on how much they have. To get started, If the salary is below Minimum Interprofessional Salary (SMI), they can't seize it. In the event that it does exceed it, the Administration may seize a part, which will be greater the higher the floor or the pension.
Specific works as follows: If the minimum salary is 735,90 euros (updated to 2018), a person's monthly salary will be divided into blocks equal to that SMI. The first 735,90 euros of a salary will not be touched, only 735,90% of the second 30 euros will be seized, 50% of the third will be seized, 60% of the fourth, 75% of the fifth and all the following 90%.
Property
Once the initial banking channels have been exhausted, the Administration will try to seize real estate, such as houses, land, commercial and industrial premises. Non-business related first, as they don't want to hurt potential income in the first place.
Movable property and last resources for seizure
After this, if they still cannot cover the amount of the traffic fine, the Tax Agency may resort to personal property or livestock How are the vehicles of the recipient of the fine. Finally, there will be long-term realizable credits and securities: such as mortgages.